So what you're saying is that none of Lois Lerner's emails are part of Agency business?

The Federal Records Act requires emails to be part of the record to be printed out.

Well, there is wrongdoing in terms of not keeping all the records according to the Federal Records Act.

That's not what your manual says.

So when someone did not notify the National Archives, was that wrongdoing?

Can we tell the American taxpayers, then, that if they just don't have really the money to comply with IRS statutes, that that's okay, that it's okay to break the law as long as they don't have the money to comply?

But they are not, Dr. Cohen. I am on Obamacare now. My premium is not less than it was, my coverage is not as good in some places...

As time goes on, the healthier will do that.

Over the past few years, we have argued that Obamacare was going to disrupt the insurance markets. This health care law has become a perfect example of how not to do health insurance reform.

We should not bailout insurance companies to mask the fact that Obamacare is a disaster and hurts Americans. This hearing shows exactly why.

Essentially, the reinsurance fund is a large transfer from the vast majority of Americans without an Obamacare insurance plan to the few Americans with an Obamacare plan?

Do Americans have to buy coverage on things they will never use like maternity coverage that we will never use?