Retroactively. Why did you do that?

They have not changed their laws, have they?

OK. And the second quarter, the NNA for Client 5 was not split at all. It was entirely credited to Americas.

Did you find that some Swiss bankers advised U.S. customers to secure transactions under $10,000 which would then avoid triggering cash transaction reports?

There is a big loophole in this treaty which you continue to say we ought to ratify.

Have you urged the Swiss Government to change the laws to allow disclosure of U.S. customers' names?

Will you get back with us as to what, if anything, you do about it?

Is this the way your bank should operate?

OK. Well, that is what happened here.

Did you find that some Credit Suisse bankers helped refer U.S. customers to intermediaries who advised them to transfer their U.S. assets to foreign shell companies?

A total of 800. All right. Now, you are saying that these were the people who had special training?

I have indicated that we hope that treaty will get ratified, but it has its limits, and it does not apply to thousands of accounts of people who owe us money.

Thank you very much.

You do not want enhanced stories? You want enhanced profits.

The American public is angry about offshore tax abuse--efforts by well-off Americans to evade their U.S. tax obligations by hiding money offshore.

Swiss secrecy protections is preventing us from going after behavior which is criminal behavior, allegedly, and is this going to be cured by the treaty?

And you told us that you made that decision early in 2012. Is that correct?

It is an unacceptable explanation. That is their explanation. It should not be your explanation.

It is all about the names. It is not about the hints. It is not about a treasure hunt.

Well, there were about 1,800 that had one or more client accounts.

Are you going to change any procedure at all?

I will tell you, the $6 billion that was produced was the result of a tough enforcement action that worked.

Responses of the Department of Justice to supplemental questions for the record from Senator Carl Levin.

I mean, you were very much aware of it, that there was an external released figure that is different from what you were showing internally. Why?

It is not a detail when you say positive results, black and white, from Switzerland, albeit, seasonal slow-down.