We keep hearing the warning that we must make substantial changes to Medicare or face bankruptcy of the Medicare system, and yet I am reminded that in 2010, we passed substantial Medicare reform.

I would like to go to the question about too big to fail, that we have not gotten rid of it yet.

what is happening is the big banks are getting a terrific break and the little banks are just getting smashed on this.

But does it worry you?

And these big financial institutions are getting cheaper borrowing to the tune of $83 billion in a single year simply because people believe that the Government would step in and bail them out.

Your work on the Americans with Disabilities Act is historic and truly changed this country.

The first part of the conversation that they brought up was the frustration they feel with the Veterans Administration.

So when are we going to get rid of too big to fail?

Governor Patrick insisted on mandatory training for all employees in the executive branch.

I commend you for your work, Governor, and commend you, Mr. Chairman, for holding this hearing.

I'm in, Mr. Chairman.

I just want to say, Ms. Boone and Dr. O'Brien and Mr. Uchida, thank you very much for the work you do.