What I think we keep hearing from the Restaurant Association is that if the minimum wage goes up, that jobs will go down.

Despite the speculation, what the numbers show in terms of what employers actually did is that we are not seeing job losses.

when productivity increases, when profits increase, is there a reason that the minimum wage should not increase as well?

Some of the money undoubtedly is cash and FedEx, but we just had two witnesses who sat here and every single thing they described went through the American banking system.

I very much take the point around this that perhaps our Federal agencies need to rethink how they evaluate this sort of stepped-in scam.

Are you moving toward trying to find a way to be able to disclose this to the AARP, or is that avenue right now just cut off?

I would just be grateful, as we go forward, to be able to learn more about this and find out what is being done at the regulatory side, and it is for all of the scams here that attack our seniors.

Could you just speak very briefly to the potential impact of these cuts on your ability to enforce our Postal laws and protect our seniors from being scammed?

I think we could probably--get the police to respond.

But if it happens gradually----it does not have the visibility and the powerful impact.

If someone showed up here and said, 'I am going to steal $3 billion from seniors in America,' I think there would be a lot of people pretty upset about it.

I just want to know, have you reached out, have you talked to the regulators about whether or not they, in fact, are examining the banks on this very question of how they deal with these scams when this money is moving through the American…