I just wondered if any of you have dealt with or thought about the implications of using data tagging on mortgages

We need a strong, effective consumer agency. We need an honest consumer credit market, and that happens when we get a Director confirmed.

I think Senator Martinez said, 'Wait a minute, I remember the FDIC insurance model. I think they did a pretty good job.'

I think we have to recognize that 5 years after the recession we still have 40 percent of unemployed people looking for a job for more than 6 months.

I think that's what I read in your testimony.

I just want to express my very strong support for that, and I assume strong support from our panel.

I appreciate the point, Mr. Rutigliano, but I want to go back to the question I had earlier.

Had the minimum wage grown at the same pace of incomes going to the top 1 percent of the taxpayers, the minimum wage would have stood at $33 an hour before the recession in 2007.

A sustainable wage actually reduces the cost for the employers, and keeps people employed.

what happened to the other $14.75? It sure did not go to the worker.

if we just started in 1960... the minimum wage today would be about $22 an hour.

I have to say, you have now switched your argument from what it was going to do to your business, to what it is going to do to the economy.