GARY G. MILLER: “But we have to figure out what we are going to do to fix the housing market in this country without destroying it.”

The private label mortgage-backed securities were a disaster. Most of them were basically predatory loans.

Yes. I understand that. But did the employees of the New York Fed who were involved in market surveillance tell you of this conversation or perhaps others like it, that it was not just theoretically possible but participants in LIBOR…

You have taken the first law of nature or self-preservation, and you are using it, as I think God intended us to, to protect our persons, our crew, and our cargo.

I applaud you all for your effort. It is working. You are talking about it today. You started the testimony today about how the numbers are decreasing.