GARY G. MILLER: “I have some real concerns with that. I have had a concern with the definition between subprime and predatory for years…”

The environment within which the regulators work today should basically encourage innovation and growth rather than to stifle it.

To preserve the countercyclical role, FHA must lessen taxpayer exposure.

If we are concerned about empowering consumers, we really should be concerned about their safety.

Yes. I understand that. But did the employees of the New York Fed who were involved in market surveillance tell you of this conversation or perhaps others like it, that it was not just theoretically possible but participants in LIBOR…