GARY G. MILLER: “If we are concerned about empowering consumers, we really should be concerned about their safety.”

It is essential that Congress fully understand the impact international regulatory standards will have on the competitiveness of U.S. insurers.

The private label mortgage-backed securities were a disaster. Most of them were basically predatory loans.

Credit unions have done a great job reaching middle-class and underbanked families through credit.

If you look at the design of FHA, they were intended to play a countercyclical role, and in this downturn, that is exactly what they did as the private market withdrew, they moved in.