GARY G. MILLER: “Whether you support GSEs or not, if they are out of the marketplace in this market, it could be devastating.”

While a hybrid public-private model for Freddie and Fannie was fundamentally flawed, our focus should be a viable secondary mortgage market with sound underwriting principles.

But the idea behind an Inspector General, which I have come to admire, is that there is an independent watchdog within agencies...

I just think everybody should be treated equally.

For the past century, and through multiple financial crises, the State-based insurance regulatory system in the United States has been successful and has protected policyholders.