GARY G. MILLER: “The private label mortgage-backed securities were a disaster. Most of them were basically predatory loans.”

Yet, by requiring this Davis-Bacon mandate, we are beating up the price of apartments and condos and townhomes by 20 to 25 percent.

I will say this. I could not help, Mr. Chairman. You know, our country right now is going through a heated debate on guns and gun safety.

We certainly need a well-functioning regulatory system, but it should facilitate growth, not stifle it.

We are all concerned about what is happening in the Democratic Republic of Congo, but if you believe in a rule of law, you are innocent until proven guilty.