GARY G. MILLER: “It is not feasible for the Federal Government to continue to increase funding for the programs without enacting…”

But you have lenders right now who are really keeping capital out of the marketplace because they don't know what is going to happen.

We certainly need a well-functioning regulatory system, but it should facilitate growth, not stifle it.

But the idea behind an Inspector General, which I have come to admire, is that there is an independent watchdog within agencies...

I have some real concerns with that. I have had a concern with the definition between subprime and predatory for years, and I am glad to see we are going to finally deal with it.