We cannot accept half measures on this.
We need to use every ounce of leverage.
What we propose is leaving CROA in place for credit repair while changing the regulatory regime for what? For credit education.
CROA is a law that protects consumers from the predatory practices of credit repair organizations.
There is nothing in the Royce bill that addresses that at all, that would interfere with that in any way.
Congressman Royce's draft would solve this problem by creating a regulatory framework for authorized credit service providers.
I think this would enhance the protections for consumers with respect to credit education and identity theft protection products.
The Credit Repair Organizations Act (CROA) was first enacted in 1996 to combat the predatory practices of credit clinics.
The Facilitating Access to Credit Act, drafted by Representative Royce, will bring CROA into alignment with the needs of a 21st Century cons...
I want individuals to be held accountable for gross violations of human rights in Ethiopia through appropriate mechanisms.
Urging the Government of Kenya and Kenya's political parties to respect democratic principles and hold credible, peaceful, and transparent e...