Edward Royce actually said...

"This timing is interesting because it comes at a time when the European Central Bank and the Bank of Japan have both instituted these negative interest rate policies."

"Thank you, Mr. Chairman."

"I guess the real surprise here is just how much money we are talking about in terms of revenues to these governments in the Western hemisphere, and across the developing world."

"How difficult would it be to break out the subsidy? How difficult would it be to make transparent the amount that the government or that the other taxpayers are covering on behalf of the homeowner?"