Edward Royce actually said...

I am certain that at the point in time that the decision was made not to do the due diligence that would have been required, maybe because o...

It is time to clean it up, and it would be time to apply some of the savings--

It is important to have reasonable regulation in place, because the cost of the loss that we suffered in the fall of 2008 was monumental.

The market is up, Mr. Chairman. But we still have fewer people in the labor force, fewer people out there working in jobs than we did 3 year...