Edward Royce actually said...

"I deeply appreciate the bipartisan work of Chairman Smith and Ranking Member Bass of the Subcommittee on Africa, Global Health, Global Human Rights, and International Organizations."

"Another aspect of this that I think we have to think on is that high volume, nonbank lenders played a pretty substantial role in the financial crisis."

"What about on the Government side? In many ways, FHA appears poorly prepared to oversee these nonbanks, because of their outdated technology and risk management systems."

"I appreciate Secretary Carson being with us."