Edward Royce actually said...

"And if there is not an incentive and an economic return to continue to invest and to safeguard the data security of our payment network and our digital currency, that is a very serious policy concern."

"I think some of the surprising things in life are the things we all take for granted."

"Which, as I remember, never got into the toxic mortgage mess that a lot of financial institutions did get into."

"the actions taken by the Fed and the GSEs that turned a boom into a bubble and led to the eventual collapse."