10/24/2011
https://congress.gov...
"We need to use every ounce of leverage."
"What we propose is leaving CROA in place for credit repair while changing the regulatory regime for what? For credit education."
"CROA is a law that protects consumers from the predatory practices of credit repair organizations."
"There is nothing in the Royce bill that addresses that at all, that would interfere with that in any way."