the idea is to expand the definition of homelessness.

I know that people don't want to say the words 'climate change.' They all flip out.

You can be assured that VA does not turn away a veteran who is out on the streets and in need.

I look forward to further discussion on this because I think we have to be real about what these costs will be, because they will not be in the thousands, they will not be in the millions. They will be in the billions because of the amount…

I saw it when I was mayor, that the private sector is willing to participate. They just need to know the avenue.

Excited meaning it is better rates?

I appreciate your willingness to step forward.

I have seen it. And as you heard, Senator Paul has seen it, clearly, how volunteers can make a difference.

That is exciting from an insurance company.

Do you think FEMA utilizes social media at a level that is... accessible to the general public?

the goal is, when those rates go up, the members--we are the ones insuring.

Making sure that roof does not go flying off would make a big difference.

If I want to offer housing right now for the volunteers that are coming up, FEMA does not have a mechanism to pay for it.

I want to say, do you from an insurance perspective see an increase or have you seen an increase in real, not kind of made-up claims but, I mean, real stuff that is weather-related that is changing?

Thank you very much.

I have seen those projects. They are fantastic.

If we expand the definition just like if we expand the definition of disability and we are trying to help people who are not truly disabled, it is less money for the truly disabled.

I will say one thing. One, I appreciate you all here.

I have been, you may have read, a little bit of a critic at times on the private sector office within FEMA.

I have been in real estate, I have been a mayor. I have had to deal with kind of both ends of the equation.

We know insurance companies are doing it.

If you look like me and you hop out of your truck, you should not be on disability.

If I can interrupt, like in Alaska, some of our communities might be the villages, the tribes.

I would like that for the record.

If I am a business and I want to relocate, and let us say FEMA and other agencies recognize this area due to climate change and other issues, disasters will continue to kind of hit this area.