Cynthia M. Lummis: “The housing gap has widened as the demand for housing is outpacing new construction.”

Buying a home is a critical part of the American dream. Because of higher prices and higher mortgage rates, this dream is out of reach for an increasing number of Americans.

So if your ultimate goal is to provide real consumer protection, shouldn't the SEC withdraw Staff Accounting Bulletin 121 to allow banks to provide custody?

Thank you, Mr. Chairman.

I think that is a really smart idea.