Cynthia M. Lummis: “The problems that you are solving with your approaches are extremely important.”

I think that is a really smart idea.

Buying a home is a critical part of the American dream, and that dream is out of reach for an increasing number of Americans because of high prices and high mortgage rates.

So you are talking about places that have extraordinary insulation needs because of our cold winters.

So now is the time to think creatively about how to help families purchase their first home.