I would like to add my voice of concern to the previous questioner, Ms. Velazquez, on the issue of the Basel III and the effect it is having on and could have on our community banks.

The majority of the focus on the implementation of the Volcker Rule has been on the effect it will have on Wall Street's ability to conduct trading activities.

I also urge passage of this bill. With that, I yield back the balance of my time. The SPEAKER pro tempore. The question is on the motion offered by the gentlewoman from West Virginia (Mrs. Capito) that the House suspend the rules and pass…

The amended version of H.R. 5817 represents compromise language that addresses concerns raised by some Members about the last section of the bill, which provided certain regulatory relief to State-licensed financial institutions. The bill…

I would like to yield as much time as he needs to consume to the gentleman from Missouri (Mr. Luetkemeyer), who is the primary sponsor of this bill.

I would like to yield such time as he wishes to consume to the principal sponsor of this bill, a great member of the Financial Services Committee, the gentleman from Missouri (Mr. Luetkemeyer).

Does the gentleman have any more speakers? I'm prepared to close if you're prepared.

I recognize myself just simply to close to say privacy is an issue that is of concern to all of us. In these new ways of communicating that we have--and we can only imagine in our future--I think it becomes more and more difficult. I would…

I would first like to thank Mr. Luetkemeyer and Mr. Sherman for authoring the bill before the House today. I would also like to thank Mr. Luetkemeyer for his hard work on the Financial Institution and Consumer Credit Subcommittee, where he…

I thank the gentleman for bringing that up. I think it's an important point. With that, I urge support of this bill, and I yield back the balance of my time. The SPEAKER pro tempore. The question is on the motion offered by the gentlewoman…

I realize that. There is a lot of activity, and the colonels have done a great job.

EPA's objections have drastically impacted the ability of our State to run our own NPDES permitting under Section 402.

We have got people who are withdrawing a lot of their applications, capital investments not going forward in our coal mining region because of the difficulty with the permitting issues.

I want to thank you. I am Shelley Moore Capito from West Virginia.

I think the institutions can follow a roadmap if they can see the roadmap, and they can follow the directions if they have the directions.

Thank you, Mr. Speaker. We have 10 minutes here, and I am very proud to be here tonight to talk about a bill that is on the floor on Friday, and that is the Stop the War on Coal Act of 2012. I hail from the great State of West Virginia…

I agree. I think carbon capture and sequestration holds great promise, but we've got to make sure that we've got the technology available so that we can elongate the life of coal. Contained within the bill we're going to vote on on Friday…

I would like to know from you, Secretary Darcy, how has the interaction between the Corps and the EPA changed since the 2012 court decision?

I want to thank you for joining me tonight at this late hour. I have just a few more minutes left, and I'd like to spend a little bit of time on what I think is a large overreach on the part of EPA into making law where Congress should be…

With the court striking down the enhanced coordination procedures that were put into effect by the EPA, has there been any activity in the EPA to reconstitute these under a different form?

I think that's the question, because you have all sorts of regulatory participation in a lot of different ways.

I think it could be really devastating.

a one-size-fits-all regulation is not appropriate in this arena

Personally, I don't believe it is a good thing, and I'm worried about that for our customers, for our consumers and for the folks that you represent.

So again, we're pushing business out of the community bank into the big four, I think you both mentioned in your testimony that the big four has what, like 43 percent of the business--