Your real job there was not to inspect the safety of the tank. It was to respond to complaints, odor complaints and such.

The chemical spill occurred just a few miles from where we sit, and it had a devastating effect on 300,000 people in a 9-county region.

So that is not an unexpected result, with the hot water you would smell it more prominently?

Like everyone in this room and everyone in this community, we just want to have the confidence that the water coming out of our faucets is safe, and our families are safe as well.

Had you had inspectors on the site at all previously?

I thought that was poor taste, but I am glad that you apologized for that as well.

Oh, the specific tank was not----

I want to go to the issue that I talked about in my opening statement, which was the issue of the CDOs and the TruPS and how that ended up in the final rule.

No one discounts the complexity of the rule and the probability that there would be significant unintended consequences.

Two months ago, the agencies testifying before our subcommittee released the final Volcker Rule.

The final rule is having a measurable impact on Main Street businesses and financial institutions.

So my question is, what is plan B here?

They still don't feel like they are on firm ground in terms of the rules to be able to move forward with their programs.

Community bankers and credit unions are very concerned about their ability to offer targeted programs to help low- and moderate-income borrowers.

Thank you, Mr. Chairman. And I would like to thank Director Cordray for joining the committee this morning.

I would heavily encourage you to do that, but there are other programs out there that don't have the voice that Habitat had who are--deeply affected by this.

I would encourage you to do it.

Do you think these can be solved in your space or is it--legislation?

We are ready to do that. What is your response to that?

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