Mark Warner

I believe this adds to our deficit. It will cost us more later than today, not to take advantage of these record-low interest rates.

I think it would be a real mistake if we did not take advantage of trying to leverage private capital to help support infrastructure.

We have got to get a technology--I am not sure that human interaction piece is going to be----

The American public is very, very concerned about this issue, and we can either do it in a collaborative fashion, or we can do it in an adversarial fashion.

It would seem to me that equalizing cards on a same standard makes common sense. Give me a reason why not.

It is my strong hope that as we approach this issue, we recognize, rather than pointing blame at each other, the only way this is going to work to protect consumers and give them the confidence they need is for the banking industry, the…

There has got to be a materiality piece in here somewhere.

I think we have seen today actually that across the panel there was a sense that we need to move aggressively to chip and PIN.

I would only point out, as I dug into the data on the U.K., when we saw chip and PIN and face-to-face transaction fraud drop dramatically, it was like squeezing a balloon, and you saw online fraud in the U.K. shoot up, I think something…

I am interested and I would like to hear more.

Data security problems are not going to go away on their own, so Congress really needs to consider whether to strengthen the FTC's hand.

How do you make sure that laws can evolve quickly enough so you do not--if you think about NIST or other standards, it sometimes takes 7 years to evolve.

I think they all agreed to increase the Truth in Lending Act to equalize all cards to an equal standard.

I think this is a real problem that the FTC's enforcement authority in this area is so limited.

Do we need to do this in--I believe we need to do this in collaboration with industry, setting a regulatory process that would be static in an area that moves this quickly.

How do you get the standard right on when it becomes the duty of the company or the financial institution to report an incursion?

I think that the question of enforcement has got to be an area that we focus on.

I hope that we'll continue to find ways that we can, during these tight and challenging times, affirm the very extraordinary work that these men and women do protecting our country.

I believe you stated last year that you thought that the effect of cyber attacks on America were estimated to cost close to $300 billion in economic damage.

I think we need to be, I think, continue to express our support for the men and women of the Intelligence Community.

Voting is the ultimate, most foundational civil right in our free society, and we should treat it accordingly.

This becomes in effect a de facto poll tax. Because those who can afford to stand in line for hours can do it.

Either we have a right to vote or we do not have a right to vote.

The idea that this should be accepted as a status quo is totally unacceptable to me.

What was the cost of the system?