Mark Warner actually said...

"we keep saying these things, and yet if this keeps going, the whole nature of small institutions being able to served particularly rural communities is going to disappear."

"Can you get me data on how many call and how you respond to that?"

"I think the regulators have kind of--echoing what Senator Moran said, with the best practices approach, have used what was intended for large institutions to creep down to smaller."

"I just want to publicly say I look forward to working with you and other Members of this Committee to do this kind of at a macro level, because it really needs to be done."