I want to hear the testimony, as well, and get to the questions. I am just going to give you a heads up. I am going to come back to you on issues around transparency.
So actually making a risk assessment of the product, and then if the assessment was the product was too risky, then perh...
Even if we have a regulated system, you could make the argument that might be the safer system.
So there has to be some protection component.
I had a family member who I warned time and again do not get into this adjustable rate mortgage.
No examination beyond meeting the definition.
I think that is the point that Senator Warner is making, and I think if you have a strong, sensible, balanced regulatory...
My concern is, Mr. Chairman, that we clearly need to do a better job of protecting the consumer.
I think your question is right at the heart of it.
We had that situation last week in the Madoff hearing where we had both SEC and FINRA here, and, you know, asked very mu...
But are you saying--because I hope you are not saying that if you have somebody in looking at a broker dealer and they t...