"But that is in the first--the Homeowner Stability Program I thought was the one that had the cap at 105."
"So those folks can be at 150----"
"And that is the program where we are going to try to modify and buy down to 31 percent of income."
"And if we are going to do this, we have got to not just create this whole new legal pile of trouble."
"Have you all thought through from both a kind of an outreach-to-consumer standpoint and then how you're going to use these new technologies?"
"How do some of these debt collection groups actually legally check the box that they've notified the consumer?"
"I want to follow up on some of my colleagues' comments, Senator Begich and Senator Klobuchar."
"So the bank will be----"
"If I understand you correctly, you are saying these banks that through the potential of falling below their minimum capital requirements will require some additional infusion."
"I was happy to see yesterday your Web site and some of your comments this morning about more transparency."
"I would like to see some more information on that."
"I support that."