It is as if we prevent minorities from getting mortgages because of Dodd-Frank.

Thank you, Secretary Lew, Secretary Vilsack, and Ambassador Froman, for investing so much time on what is a very important issue.

the executive branch, for the last few years from my perspective, has really undermined the authority of Congress

There is no doubt that the process that we would go through to achieve new agreements would require Congress's final authority, final approval.

my amendment is a very simple amendment. It simply seeks to make sure insurance companies increase the transparency on the actual cost of the health insurance tax on monthly premiums. The bottom line is this: When a single mom goes to the…

I ask for the yeas and nays. The PRESIDING OFFICER. Is there a sufficient second? There appears to be a sufficient second. The question is on agreeing to the amendment. The clerk will call the roll. The legislative clerk called the roll…

I ask unanimous consent to set aside the pending amendment in order to call up the Scott amendment No. 692 in regard to transparency in health insurance costs. The PRESIDING OFFICER. Is there objection? Without objection, it is so ordered…

I ask unanimous consent that the reading of the amendment be dispensed with. The PRESIDING OFFICER. Without objection, it is so ordered. The amendment is as follows: amendment no. 692 (Purpose: To establish a deficit-neutral reserve fund…

I cannot think of anyone here on this panel who has not been impacted personally by Alzheimer's.

It is amazing the impact that the disease has not only on the patient but on the family and on the loved ones.

The pace of that progress is being limited by the amount of research that we can support.

Reduce costs that present unnecessary burdens to access to capital.

Thank you also for holding this hearing today and talking about the number of bills that we have that could be very important to the investors and, frankly, to building a healthier economy long-term in our country.

Securities regulation should be sensible.

the SIFI threshold is too low, it appears, and we are making regional banks act like and think like and hire like it is a G-SIB.

the Basel and Dodd-Frank standards that come with the SIFI designation is like a tax on labor and capital.

I think Regions, in particular, talked about how their regulatory burden from a cost perspective is around $200 million.

I will say that the--and I oftentimes receive disclosures in the mail from a number of the companies that I have invested in.

the ability to afford seeing a doctor, even if you have a card that says you have access, is becoming harder and harder for so many of my constituents.

Obamacare plans often leave individuals with sticker shock and less access.

I personally would consider no asset threshold and designation on a case by case basis in a process that uses objective risk data.

these fixed compliance costs become like a regressive tax to my folks in South Carolina.

For me, as I translate it into what I think is important for my constituents back at home in South Carolina, this is really about the cost and the availability of small loans and consumer credit at home in South Carolina.

we are celebrating, or some are celebrating, the 5th anniversary without truly appreciating the lack of access, specifically in rural areas of my State.

A regional bank, for my constituents, is a community bank with simple operations that simply expanded its footprint.