I certainly have appreciated the concern of my constituents about the amount of time that they could spend on the road trying to find the right practitioner, perhaps the right hospital to go to.

One of the things that I think escapes us at times is the impact of the medical loss ratio on a small business person's opportunity to have an expert come in.

Are decisions that we make leading to the accessibility and affordability of health insurance?

I do want to echo my concerns for my citizens, particularly those in rural areas, those with rare diseases--sickle cell being among them.

The thing I have heard from my constituents consistently as it relates to this demonstration project is fear. They are scared.

the LCR creates disincentives for banks to accept business deposits. Isn't this at odds with the centuries of accepted banking practices accepting deposits from customers?

I can tell you that the American people want solutions more than blame.

Actually, they created the most onerous regulatory State in the history of our country.

The challenges that we face are only going to get worse and not better as time moves on.

the American people are not really looking to assign blame for why the economy is so anemic and the so-called recovery has not truly reached into those folks living paycheck to paycheck.

We are going to have to have a national conversation about the quality of education in our country.

From my perspective, the average small employer with 20 employees or less doesn't have the time or the inclination to invest in this process.

Frankly, I think the number is 60 percent of employees who work at a firm with 20 or fewer employees.

Thank you for providing us an opportunity to have this conversation around how to create access to retirement plans for more employees.

I would suggest that the numbers themselves bear out the fact that perhaps the anemic recovery is not a recovery for those folks working paycheck to paycheck.

If, in fact, Senator Warren said that we have one-third of the country close to retirement with not a penny in savings and another third without 1 year of their annual income in savings, the ability to redefine nexus perhaps will be an…

a few weeks ago, when I started preparing to give this speech, I must admit I was overwhelmed with emotion. One year ago tomorrow, a brutal attack, fueled by hate, led to the deaths of nine parishioners at Mother Emanuel AME Church in my…

I ask unanimous consent that the Senate be in a period of debate only for the next 30 minutes. The PRESIDING OFFICER. Is there objection? Without objection, it is so ordered. Remembering the Victims of the Mother Emanuel AME Church Mass…

This is not a place that lacks clarity. This is one of the few instances in law where, actually, the law is completely clear.

Your NPR requires States to use grants. If that is also clear, that your NPR requires States to use grants, then it is clear that your NPR would violate the law.

Sometimes when we pass laws in this country, the laws are ambiguous, hard to understand, not necessarily clear.

We clearly stated in the laws of our country--in other words, in order to do something other than what the law says, you will have to violate the law, and the NPR violates the law.

Nothing in this law shall be construed in a manner to favor or promote the use of grants and contracts for the receipt of child care services or disfavor or discourage the use of such certificates.

So that anybody making from about $23,000 could get a raise to over $23,000, everybody between 23 and 47 could get to 47 and it would cost you $265,000?

As the gentleman from New York just indicated, in 1938,-- 1938-- Congress established 40 hours as a normal work week.