Tim Scott

I recognize that the average price of flood insurance is under $1,000.

Thank you both for being here for such an important conversation on issues that are impacting so many of our seniors and, frankly, folks in their 20's and 30's.

I stand here before you today because I am seeking for all of us, the entire American family, to work together.

The access issues are still real concerns.

I do want to echo my concerns for my citizens, particularly those in rural areas, those with rare diseases--sickle cell being among them.

I certainly have appreciated the concern of my constituents about the amount of time that they could spend on the road trying to find the right practitioner, perhaps the right hospital to go to.

I hope, I would even plead with you on behalf of the citizens of South Carolina who are so concerned about this project, to take a second look, a step back from a nationwide implementation that could have dire effect on folks depending on…

The thing I have heard from my constituents consistently as it relates to this demonstration project is fear. They are scared.

One of the things that I think escapes us at times is the impact of the medical loss ratio on a small business person's opportunity to have an expert come in.

We're having a conversation about healthcare affordability for small businesses, but really for employees of small businesses.

Are decisions that we make leading to the accessibility and affordability of health insurance?

Thank you so much for your sponsorship of that bill and your leadership with Senator Shaheen.

The LCR creates disincentives for banks to accept business deposits. Isn't this at odds with the centuries of accepted banking practices accepting deposits from customers?

I can tell you that the American people want solutions more than blame.

The American people are not really looking to assign blame for why the economy is so anemic and the so-called recovery has not truly reached into those folks living paycheck to paycheck.

We are going to have to have a national conversation about the quality of education in our country.

I would suggest that the numbers themselves bear out the fact that perhaps the anemic recovery is not a recovery for those folks working paycheck to paycheck.

Actually, they created the most onerous regulatory State in the history of our country.

If, in fact, Senator Warren said that we have one-third of the country close to retirement with not a penny in savings and another third without 1 year of their annual income in savings, the ability to redefine nexus perhaps will be an…

From my perspective, the average small employer with 20 employees or less doesn't have the time or the inclination to invest in this process.

The challenges that we face are only going to get worse and not better as time moves on.

Frankly, I think the number is 60 percent of employees who work at a firm with 20 or fewer employees.

Thank you for providing us an opportunity to have this conversation around how to create access to retirement plans for more employees.

Your NPR requires States to use grants. If that is also clear, that your NPR requires States to use grants, then it is clear that your NPR would violate the law.

We clearly stated in the laws of our country--in other words, in order to do something other than what the law says, you will have to violate the law, and the NPR violates the law.