I think there is quite a bit more work to do to fully implement all that Dodd-Frank has put on the table.

The ongoing foreclosure crisis and the foreclosure fraud scandal are issues of great national importance, and of particular importance in my home State.

The Dodd-Frank Act addresses critical gaps and weaknesses in the U.S. regulatory framework.

our task is to do the best we can to try to identify those firms which most likely pose a risk.

The Dodd-Frank Act is a major step forward for financial regulation in the United States.

The Accord will make the global financial system more stable and reduce the likelihood of future devastating financial crises by requiring internationally active banks to hold more and better quality capital and more robust liquidity…

I think there would be a lot of agreement that our tax code is very complex, and is not conducive to the most productive activities in many cases.

I hope you will look at everything.

I hope that in addressing our long-term fiscal challenges, the Congress and the Administration will undertake reforms to the Government's tax policies and spending priorities.

I think it is very important to address the deficit, but I hope that rather than doing a one-off kind of thing, that you will look at a longer term window.

Chairman Bernanke was referring to this view when he cautioned against large and immediate spending cuts.

I think it is very important, for individuals and for businesses and for investment.

It is very important to have a good education system, and we are not doing well on that count.

We have to have a budget that will be reasonably in balance.

We do have to live within our means.

Monetization would involve a permanent increase in the money supply to basically pay the government's bills through money creation.

I believe the deficit and debt reduction plan assembled by the President's Fiscal Commission provides one way forward, and I want to emphasize I supported the Commission report.

Acting now to develop a credible program to reduce future deficits would not only enhance economic growth and stability in the long run.

we have a strong commitment to community banks, and we have, in fact, recently increased our schedule of direct meetings with the Board with representatives of community banks.

We do not want banks making bad loans. That is how we got in trouble in the first place.

Absent any action, the debt-to-GDP ratio is going to be not only rising but rising at an increasing pace.

We cannot afford to wait until the markets lose confidence in the conduct of our financial affairs.

The Commission plan was also important because it showed how to reduce the deficit and debt in a balanced way.

we, the American people, the Congress needs to demonstrate a credible commitment to solving the long-term fiscal problems.

We think the current mandate is workable.