Ben Bernanke actually said...

I think it is moving in a very productive direction. It has strengthened capital, raised capital requirements, improved the quality of capit...

I know from a political point of view that American taxpayers do not want to be on the hook for these kinds of bailouts in the future.

We are certainly seeing movement in the right direction in our banking system.

I think it is important for all of us to work together to make sure that those gaps and emerging risks are identified.