Brendan Boyle actually said...

It is not overstating the situation to call it a crisis.

There are just far too few in our society and we have a lot of people in our country who are hurting because of that.

I certainly know that the firefighters and teachers who live in my neighborhood in Northeast Philadelphia, they would love to pay an 8 perce...

the average effective rate among those 400 that you mentioned is currently 8 percent?