I feel like we are here to provide a little historical context. So when we, back in the day, and that was 2003, 2004, 2005, 2006, before the Democrats took over the House a few years back, we had a student loan system that the banks would do the loans, and the rates were 7, 8, and 9 percent. Then, the Federal Government would back the loan if someone defaulted. So I loan you $100, and if you default, the gentleman from California will pay me. What a great business to be in. No lose. Right? So they were covered, regardless. We came in and made some serious reforms to limit the amount of monthly payments and for how many years if you are in the public service. {time} 1845 So we made some reforms that I think were really, really important. But as the gentlewoman from Florida said, that is the difference. We are aggressively trying to pursue ways of fixing the problem, and if we do a piece, we come back and then we try to get to the next piece. In the last few years since 2010, we keep running into a brick wall where we are not getting the kind of cooperation. But these are the kind of things that the government is supposed to do. I think we are pretty clear about that. That is why it is important, as Debbie said, for you to keep coming out here night in and night out, because every night somebody is listening to you, some nights more than others. Some nights we weren't sure if anyone was listening. But somebody is listening.…
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