I think that the bill before this committee does a very good job balancing the need to protect consumers and to promote competition, and enable innovation in the credit education s...
It is incredibly important, and it has been impactful.
Those are concerns. But there are layers of regulations in place already.
Well, we believe that in different credit segments, it would make access to credit more inclusive, fairer, and more resp...
This tool, which costs Congress nothing, which is already in practice and could easily be enhanced, because your bill wo...
Credit repair would be someone who after you have completed 18 holes of golf says, Let me see your scorecard.
The status quo is a harm, that the 11 years that I have been coming here, each year, billions of dollars of wealth and a...
my concern is that the data is just not flowing because of the regulatory uncertainty.
Rent reporting is discussed in Congressmen Ellison and Fitzpatrick's bill.
I think your initial observation is correct. There are layers and layers of regulations protecting consumers from any su...
This study and this group is in part funded by Ploughshares.