"It is imperative to better prepare for potential attacks."
"It's very refreshing to have genuine experts amongst the membership of Congress on this issue."
"We produce very few of them in this country."
"It gives me pause to know that there is only one staffer."
"And I think relationship banking only has proven throughout our entire history to have enormous problems."
"Do you believe that it will increase the cost of credit to small businesses?"
"I think there should be options. I think the goal should be to provide as many options as possible."
"Thank you. Another provision within the enacted legislation is a report to this committee on the indebtedness of countries to China through the Belt and Road Initiative."
"Do you personally believe China should graduate from the loan program?"
"This would bring CoFAR's annual budget to $15,200,000."
"I totally agree."