Robert Andrews actually said...

And we are not going to have a robust recovery if middle-class retirees aren't buying automobiles and refrigerators and taking their family ...

not all Americans have shared in that prosperity.

Thank you, Mr. Chairman. I appreciate the panel. I think we have four problem solvers here this morning.

Mr. Perrone, I think you have given us in particular a compelling case study as to how we might solve this problem in other places with the ...