Isn't that something that we should be concerned about as we look forward in terms of these set of circumstances.

The consolidation took place in such a way that entities became so big that they are too big to fail.

But up until now, to be honest, wasn't the drive to basically say, leave the marketplace to act on its own, and if consolidation took place, so be it, under the presumption that the regulators were going to keep it in check.

Isn't it equally important to recognize that maybe the earliest and most fundamental failure that led to our current crisis... is a lack of consumer protection.

If it is too expensive to internalize those risks, then that means that we need smaller institutions.

Isn't it--when an entity is too big to fail, haven't we failed already.

It seems to me that when we get to, whether it be in AIG or certain banking institutions that have been defined, that they create systemic risks to our overall economy because they are too big to fail.

I think you were ahead of the curve when others were not and really applaud you for that.

I just look at the fact that the DOE has, as far as I can see, has never issued a single fine for failure to comply with efficiency standards.

Well, I will submit the question for the record because the Chairman has been very generous with my time, but one of the things I would ask you is: What are you doing in comparison to State regulators who, in fact-- regulators of State…

Can't regulate if you don't have the authority, so I assume that you're taking the position that you have the authority.

So when is it that you support, if you support, going ahead and including giving DOE the authority to regulate what is about 30 percent of total reflector lamp sales?