If I may, one last, final question, Mr. Chairman? I think I would like to have a conversation with you outside of the hearing to get a better sense of this before I make a judgment here.

I want to pursue something that is very important to the people of New Jersey, and that is the Energy Policy Act of 2005.

There are 2 ways to solve a problem. I can solve it with a blunderbuss, or I can solve it, when it is possible, with a surgeon's scalpel.

Isn't one of the risks here--I have posed this question throughout some time now of these hearings--that if you are too big to fail, haven't we failed already?

So the Volcker Rule alone, if we are concerned about more broad systemic risk outside of even banking institutions, needs to have it be augmented by some of the other proposals.

you have said, Mr. Chairman, that there is, quote, 'not a shred of evidence that financial innovation has improved our economy,' and, in fact, that innovative financial products, quote, 'took us right to the brink of disaster.'

Thank you, Mr. Chairman, a great deal.

if we don't act, we are destined at some point in the future to relive a crisis, and that would be the worst situation perpetuated on the American people.

Now, it seems to me that one of the--asking whether proprietary trading played a role in this crisis is missing the biggest lesson of this crisis, which is how do you avert the next one.

Mr. President, I rise in support of the nomination to the United States Court of Appeals for the Third Circuit of a distinguished jurist from New Jersey, Judge Joseph A. Greenaway, Jr., which seems to be blocked by some people in this…

Mr. President, let me first of all thank my distinguished colleague from Pennsylvania for yielding before he reflects on the history of his 10,000 votes. I am sure there are many of great consequence he cast that he is going to reflect…