I think it is an appropriate use of rule making, which is purely disclosure-based, which is very important.

I urge my colleagues to support his confirmation.

The full measure of a democracy is its dispensation of justice.

I do not quite understand that community banks that were not the cause of the challenges we face get hit at the same rate as entities that did create some of those risks.

Unless an entity like that can find its way out of its financial difficulties, we are talking about hundreds of thousands of small businesses.

Sometimes I wonder whether we should be looking at too interconnected to fail.

A cascading of thousands of businesses that would not have access to capital would not be a systemic risk?

So the automobile industry would fall in the same context as you are describing.

a healthy economy and a healthy environment are inextricably linked.

We have set those in stone, as have many other places, reduction of energy consumption by 20 percent for the State of New Jersey by 2020.

I want to echo Senator Warner's remarks. That is not enough. There have to be consequences here.

I think there is no question but that complex, unregulated mortgages are what are driving the current foreclosure crisis.