But they are certainly not regulated to the same extent that banks are.

So then on the two questions, you are saying that if we were to do this, you are not concerned about consumer lending being squeezed out.

I rise to urge my colleagues to vote for the confirmation of two of New Jersey's most outstanding judicial professionals to fill two vacancies for United States District Court judges for the District of New Jersey. I understand that vote…

I look forward to working with you. I understand the question of expectations, and I can see that.

I ask unanimous consent the period for morning business be extended until 7 p.m., with Senators permitted to speak for up to 10 minutes each. The PRESIDING OFFICER. Without objection, it is so ordered.

I do not want to have to cast votes again to face another 2008 in this country

to the millions of Americans who are struggling to find jobs or make ends meet, this is simply stating the obvious, but I rise, a decade after we were told the Bush tax cuts for the wealthy would stimulate the economy and create jobs, to…

It was the most horrific experience of my life.

I ask unanimous consent to speak in morning business for 25 minutes. The PRESIDING OFFICER. Without objection, it is so ordered. ____________________

I would expect you to be part of the cop on the beat----not asleep at the switch.

there is a difference between a free market and a free-for-all market

What would happen is you would have both the Federal Government and any hope of getting the private sector back into underwriting mortgages walk away from all properties at flood risk.