03/11/2014
https://www.congress.gov...
"But we would have to change HARP from where it is now to accomplish that."
"What about the--I raised this with the previous panel--about the QRMs, the 20 percent? It seems to me we take out a huge class of individuals in the country who could be responsible borrowers and help..."
"I don't think we should give up on the American Dream of home ownership because of the current housing market setbacks."
"Let me ask you, Professor Levitin, in the days before GSEs, loans were generally renewed every 3 to 5--or due every 3 to 5 years and had to be refinanced all the time because lenders were not willing ..."