Robert Menendez actually said...

the existing system benefits the largest servicers, it benefits investors, and it harms homeowners and taxpayers

Removing barriers to refinancing will help the effectiveness of monetary policy, allowing the Federal Reserve to more quickly reduce its eff...

It is important to remember that there was widespread steering during this housing bubble of overpriced credit to African American and Hispa...

Thank you very much. Thank you all for your testimony.