Robert Menendez actually said...

"This topic is extremely important to our Nation's homeowners, especially those who have been harmed by illegal foreclosure practices."

"We must begin to fix those unscrupulous lending practices that took place and wrongful foreclosures with the public interest as our core principle."

"If we do not remain committed to transparency, consistency, and accountability, the foreclosure reviews will be toothless."

"But by the same token, a baseline which you then go on to say does not override the independent judgment is not really a baseline."