Robert Menendez actually said...

"I have proposed my own comprehensive action plan that will address all aspects of the housing market."

"Fraud and homeowner abuse through service errors is also a problem we must address."

"I think Fannie and Freddie have to be reformed, but they do not have to be abolished."

"I also believe there should be limits, reasonable limits on foreclosure fees and that there should be a fair appeals process for those denied loan modifications to ensure that families get a fair shak..."