Robert Menendez actually said...

"But isn't it true that, largely speaking, at least at this point in time, these banks cannot raise the type of private capital that they need?"

"I am reminded of the shortcomings in the Fed's regulation of bank holding companies."

"I appreciate those efforts and I hope that the Federal Reserve's guidelines, which are a good step, could actually be accelerated."

"Credit card reform has been one of the top priorities that I have had both in the House and in the Senate since I arrived here."