Robert Menendez actually said...

But if we set a standard--I want to get to civil penalties in a moment...

In the interim, the only entity that potentially is getting screwed with all of their financial data and security is consumers.

In another respect, you have a country that ultimately engages in a series of support of terrorism across the globe.

You know, we have the United Arab Emirates Agreement, which is, in my mind, the gold standard.