Robert Menendez actually said...

I am hopeful that we will see the creation of a strong Consumer Financial Protection Agency to police some of these products.

The measures you have taken to put the financial system back on track have left a handful of banks larger than they were prior to the crisis...

Sometimes when you avoid harm from happening, you get no credit for it.

And we seem not to have succeeded at dealing with the credit market in a way that meets some of our goals that are critical to also deal wit...