Robert Menendez actually said...

Have you shared your initial findings with HUD for their review?

Even if there was no intent to discriminate, a disparate impact could still be cause for concern.

Can you talk a little bit about your efforts to gather information on this effort about how we minimize the gap in appeal rates between home...

Well, that will be a challenge, although maybe one we will consider undertaking, but we are going to have to get it right for the money that...