Robert Menendez actually said...

"And that would not necessarily maximize the goal of keeping people in their homes."

"I am somewhat troubled by that idea, because that has not been a particularly good record by some of these institutions."

"This is a part of transparency that lacks here, because had that standard been set, we would have known."

"Mr. Smith, with the National Mortgage Settlement, it required those five major mortgage servicers to comply with extensive servicing standards."