Robert Menendez actually said...

"I am hopeful that we will see the creation of a strong Consumer Financial Protection Agency to police some of these products."

"And we seem not to have succeeded at dealing with the credit market in a way that meets some of our goals that are critical to also deal with our unemployment consequences."

"Do you believe that the American economy is recovering?"

"Senator, when I make a mistake, I have to pay for it, and it seems when these financial institutions make a mistake, I have to pay for it, too."